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Foreign Currency
Whether you're a seasoned globetrotter or planning your first international adventure, the last thing you want to worry about when travelling on a cruise or on land is managing your finances abroad. Monzo has taken the hassle away from thinking about foreign currency for us and we always use our Monzo account when we are travelling abroad.
Monzo, is a revolutionary digital bank that has been transforming how we handle money on the go. If you haven't already opened a Monzo account, here's why you should make the switch if you're planning to travel abroad.
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Zero-fee policy on foreign transactions. Traditional banks often charge exorbitant fees for using your card overseas, adding unnecessary stress and expense to your trip. With Monzo, you can use your card anywhere in the world without worrying about foreign transaction fees. This means more money in your pocket to spend on the experiences that matter most, from sampling local cuisine to exploring historic landmarks.
Real-time notifications that keep you updated on every transaction. Every time you use your Monzo card, you'll receive an instant notification on your smartphone, showing the amount spent and the current balance. This feature is incredibly useful for budgeting your trip and ensuring you don't overspend. You can relax and enjoy your travels, knowing that your finances are always under control.
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Best Rates. Have you ever been asked if you'd like to pay in your home currency or the local currency while abroad? This seemingly innocuous question can significantly impact how much you end up paying. Monzo always processes transactions in the local currency, using the real exchange rate provided by Mastercard. This approach ensures you get the best possible rate, without hidden fees or unfavourable conversion rates. It's transparency you can trust, giving you peace of mind that you're not being shortchanged.
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Fee-free ATM withdrawals up to a certain limit each month, making it easy to get local currency without paying through the nose. This feature is particularly useful in countries where cash is still king, ensuring you always have access to your money when you need it.​​​
While on our travels we always use Monzo and with its App and Apple Pay it has made purchasing trips, excursions, souvenirs, refreshments and snacks a breeze!​
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If you are interested in signing up for a FREE Monzo account you can use our referral link we will both get £5 to spend on what ever we like!
You must sign up and make a single card transaction within 30 days to qualify. ​
DISCLAIMER- We, Tom and Dom Travel, are not financial experts. We are offering this information to support you in accessing all the benefits of using a Monzo account when travelling abroad. There are many banks and services that offer similar benefits, Monzo is one that we use ourselves.
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